Disclaimer
June 23, 2025
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice.
All content, including investment strategies, portfolio optimization, risk assessment, and financial planning materials, is provided for educational purposes. While we strive for accuracy in our asset allocation guidance and wealth management recommendations, market conditions and individual circumstances vary significantly. Our diversification strategies and return on investment projections are based on historical data and market analysis, which may not reflect future performance.
Information Accuracy
We make reasonable efforts to ensure that our capital preservation techniques and market volatility analysis are current and accurate. However, financial markets are subject to constant change, and our investment horizon recommendations and tax optimization strategies may require updates based on regulatory changes and market conditions.
Users should verify all financial information independently before making investment decisions.
Professional Advice Disclaimer
Our estate planning guidance and insurance planning suggestions are educational in nature and do not constitute personalized financial advice for your specific situation.
This content does not constitute financial advice and should not be relied upon for investment decisions.
Information provided does not constitute legal advice and should not replace consultation with qualified legal professionals.
Content is educational only and does not replace professional consultation with licensed advisors.
Limitation of Liability
carventilab.com shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our financial coaching services.
Exclusions:
Investment losses resulting from market conditions or economic downturns
Tax implications or changes in tax regulations affecting your financial strategy
Technical issues or interruptions in service delivery
Third-party investment platform performance or availability
External Links
Our website may contain links to external financial institutions, investment platforms, or educational resources.
carventilab.com is not responsible for the content, accuracy, or practices of external websites.
Results Disclaimer
Individual results may vary based on personal circumstances, market conditions, and commitment to recommended strategies.
Past performance does not guarantee future results. Our emergency fund planning and debt management strategies require individual commitment and may not be suitable for all financial situations.
No guarantees are made regarding investment returns or financial outcomes.
Copyright Notice
All content, including our budgeting tools, financial calculators, and educational materials, is protected by copyright and intellectual property laws.
Unauthorized reproduction or distribution of our proprietary financial coaching methodologies is prohibited.
Indemnification
Users agree to indemnify carventilab.com against any claims arising from their use of our financial coaching services or implementation of recommended strategies.
Modifications to Disclaimer
This disclaimer may be updated periodically to reflect changes in our services or regulatory requirements.
Contact Information
For questions regarding this disclaimer or our financial coaching services, please contact us:
Email: info@carventilab.com
Phone: +27 82 345 6789
Address: V&A Waterfront, Silo District, South Arm Road, Cape Town, 8001, South Africa
By using our website and services, you acknowledge that you have read and understood this disclaimer.